{"id":805,"date":"2017-01-26T00:00:51","date_gmt":"2017-01-26T00:00:51","guid":{"rendered":"http:\/\/rentabilitet.dk\/opgaver\/?page_id=805"},"modified":"2017-01-26T00:00:51","modified_gmt":"2017-01-26T00:00:51","slug":"rentedannelse","status":"publish","type":"page","link":"https:\/\/rentabilitet.dk\/opgaver\/finansiering-notater\/rentedannelse\/","title":{"rendered":"Rentedannelse"},"content":{"rendered":"<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">Rentedannelse er l\u00e6ren om, hvordan en lang r\u00e6kke faktorer og akt\u00f8rer p\u00e5virker renteniveauet i samfundet<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Makro\u00f8konomi<\/span>: her er udgangspunktet hvad nationalbanken og regeringen kan eller b\u00f8r g\u00f8re i en given situation(det er dette man arbejder med i I\u00d8)<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Mikro\u00f8konomi<\/span>: her ser man tingene gennem de mange forskellige finansielle akt\u00f8rers synsvinkler<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">I finansiering arbejdes der med mikro\u00f8konomi<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Inflation<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Er prisstigninger p\u00e5 alle priser samlet<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Inflationen skal v\u00e6re en smule mindre end BNP v\u00e6ksten, hvis man skal have en positiv v\u00e6kst\/hvis v\u00e6ksten skal blive st\u00f8rre.<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">V\u00e6kst &#8211;&gt; Eftersp\u00f8rgsel i arbejdskraft &#8211;&gt; L\u00f8nstigninger &#8211;&gt; Prisstigninger\/inflation.<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Bek\u00e6mpelse af inflation<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Bek\u00e6mpes ved en h\u00f8j rente. Da en h\u00f8j rente g\u00f8r at folk, virksomheder og banker(der l\u00e5ner i nationalbanken) ikke l\u00e5ner s\u00e5 meget, s\u00e5 har de ikke r\u00e5d til at k\u00f8be s\u00e5 meget.<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Hvis der er for meget gang i samfundet, og man vil bremse v\u00e6ksten, s\u00e5 s\u00e6tter man renten op<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kontraktiv(stram) pengepolitik<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Deflation<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Er \u00f8del\u00e6ggende for den samfunds\u00f8konomiske v\u00e6kst, da prisfald g\u00f8r, at forbrugeren venter med at k\u00f8be, i h\u00e5b om at prisen falder endnu mindre. N\u00e5r forbrugerne s\u00e5 ikke k\u00f8ber, s\u00e5 kan virksomhederne jo ikke producere s\u00e5 meget osv. alt i alt betyder det at v\u00e6ksten falder<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Bek\u00e6mpelse af deflation<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Deflation bek\u00e6mpes ved, at s\u00e6tte renten ned<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">S\u00e6ttes renten ned, bliver det billigere for banker at l\u00e5ne i nationalbanken, samtidig med at de f\u00e5r en meget lav rente for de penge de s\u00e6tter ind i nationalbanken(der kan endda opst\u00e5 en situation hvor de skal betale for at s\u00e6tte penge ind i nationalbanken). Derfor vil banken hellere fors\u00f8ge at l\u00e5ne pengene ud til folk og virksomheder, og det g\u00f8r de s\u00e5 ved ogs\u00e5 at s\u00e6nke renten <\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Dvs. vil man gerne have gang i samfundet, s\u00e5 s\u00e6nker man rente, det skubber gang i tingene, d\u00e5 der liver l\u00e5nt mere<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Ekspansiv(lempelig) pengepolitik<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">Pengepolitik handler prim\u00e6rt om renteniveauet<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Fastl\u00e6ggelse af markedsrenten<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"vertical-align: middle; margin: 0pt 0pt 10pt 0pt;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Bestemmes p\u00e5 baggrund af udbud og eftersp\u00f8rgsel af penge.<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Fastkurspolitik<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Hvorfor har vi fastkurspolitik i forhold til euroen? Fordi at politikkerne ville have euroen, men folket stemte imod, og s\u00e5 lavede man fastkurspolitik, s\u00e5 forskellen mellem at have euro eller ikke at have euro ikke var ret stor.<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Nationalbanken<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Dens opgaver er:<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">At udgive sedler og m\u00f8nter<\/span><\/li>\n<\/ul>\n<\/li>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">At fungere som bankforbindelse for staten og pengeinstitutterne<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">At fastl\u00e6gge og udf\u00f8re pengepolitikken <\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">At fastl\u00e6gge og udf\u00f8re valutapolitikken <\/span><\/li>\n<\/ul>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Er selvejende og uafh\u00e6ngig, da det sikrer mod for stor indblanding fra regeringens side<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Banker bruger nationalbanken hvis de enten har for meget eller for lidt likviditet(inds\u00e6tter og tr\u00e6kker), veksler valuta i nationalbanken, samt foretager en del betalinger via deres konto i nationalbanken.<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Nationalbanken tager sig af pengeforsyningen i det danske samfund, og s\u00f8rger for at der hele tiden er en tilstr\u00e6kkelig cirkulation af kontanter i samfundet<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Staten har en konto i nationalbanken, som benyttes til at foretage meget store betalinger, mens mindre betalinger fra staten, som l\u00f8n til ansatte, folkepension osv. g\u00e5r gennem pengeinstitutterne, dog er det nationalbanken der overf\u00f8rer disse penge til de respektive pengeinstitutters bankkonto i nationabanken<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Hovedopgaver: at passe p\u00e5 kronen og bek\u00e6mpe inflation.<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-weight: bold; font-family: Calibri; font-size: 11.0pt;\">Hovedopgave 1<\/span><span style=\"font-family: Calibri; font-size: 11.0pt;\">: at passe p\u00e5 kronen, og sikre at den ikke svinger for meget i v\u00e6rdi i forhold til andre valutaer<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-weight: bold; font-family: Calibri; font-size: 11.0pt;\">Hovedopgave 2<\/span><span style=\"font-family: Calibri; font-size: 11.0pt;\">: at bek\u00e6mpe inflation, dvs. at sikre at inflationen ikke bliver for h\u00f8j, man har faktisk en 2% gr\u00e6nse<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Markedsrenten<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"vertical-align: middle; margin: 0pt 0pt 10pt 0pt;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Bestemmes p\u00e5 baggrund af udbud og eftersp\u00f8rgsel af penge.<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Kursspekulation<\/span><\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">En mand\/kursspekulant l\u00e5ner 1.000.000 dkk til kurs 100. Dvs. han k\u00f8ber dem for 1.000.000 RM(rimimbi). Hans form\u00e5l er at \u00f8ge udbuddet af danske kroner, s\u00e5 kursen falder.<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">Hans kursspekulation lykkedes, kursen falder med 50%, og han skal nu kun bruge 500.000 RM p\u00e5 at betale de 1.000.000 dkk tilbage. Dvs. at selvom han betaler rente af l\u00e5net, s\u00e5 er det stadig en gevinst for ham.<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">Dvs. at renten skal v\u00e6re mindre end gevinst p\u00e5 kursfald, hvis kursspekulanter skal have noget ud af dette.<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">For det f\u00f8rste skal der utrolig mange penge\/folk\/fonde til at g\u00f8re s\u00e5dan noget, og for det n\u00e6ste er det ikke realistisk at kursen falder 50%.<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">For at sikre sig mod at s\u00e5dan noget ikke foreg\u00e5r, kan national s\u00e6tte renten op, s\u00e5 der skal betales h\u00f8jere rente af l\u00e5net end kursgevinsten . For hvis de nu fx s\u00e6tter rente op til 1000%, vil det jo koste en halv krig, at l\u00e5ne de 1.000.000 dkk i blot f\u00e5 dage.<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">1.000.000 dkk<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">1.000.000 RM<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">500.000 RM<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Kalkulationsrente<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Hvis en investering kan give et afkast p\u00e5 10%, og man kan l\u00e5ne pengene dertil til en rente p\u00e5 5%, s\u00e5 har man tjent 5%.<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Breakeven punktet er s\u00e5 hvis afkastet man kan f\u00e5 p\u00e5 en investering er 5% samtidig med at man kan l\u00e5ne pengene dertil til 5% i rente. <\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Er renten lav vil vi derfor se flere investeringer.<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Og er renten h\u00f8j, vil vi s\u00e5 se f\u00e6rre investeringer.<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; margin-left: .375in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Den korte og den lange rente<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Det er forskellen p\u00e5 rentetiden\/l\u00e5nets l\u00f8betid. <\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Den korte rente er hvis det er mindre end 1 \u00e5r. Kaldes ogs\u00e5 dag til dag renten, da den \u00e6ndrer sig fra dag til dag.<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Normalt vil den lange rente v\u00e6re h\u00f8jere end den korte, da en l\u00e5ngiver der skal binde sig i lang tid, risikoen er derfor st\u00f8rre, og l\u00e5ngiver vil derfor forlange en h\u00f8jere rente(risikotill\u00e6g).<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Risiko ved lang l\u00e5n<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Der er jo den risiko ved et langt l\u00e5n, at vi over \u00e5rene vil se inflation\/prisstigninger. Pengene bliver dermed mindre v\u00e6rd, hvilket udhuler v\u00e6rdien af grundbel\u00f8bet som man har l\u00e5nt ud<\/span><\/li>\n<\/ul>\n<\/li>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Den anden risiko er manglende betaling<\/span><\/li>\n<\/ul>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">En h\u00f8j lang rente betyder, at fremtiden for markedet ser usikkert ud, mens en lav lang rente betyder at markedet ser sikkert ud<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Nationalbanken kan p\u00e5virke den korte rente direkte, ved at \u00e6ndre p\u00e5 selve rentesatsen. N\u00e5r de l\u00e5ner penge ud til andre banker, er den korte l\u00e5n.<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Den lange rente kan de ikke p\u00e5virke direkte, de kan dog p\u00e5virke den ved udbud og eftersp\u00f8rgsel.<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; margin-left: .375in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Invers rentestruktur<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">F\u00e5 dage hvor den korte rente er meget h\u00f8j<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Dette g\u00f8res for at forhindre udenlandske kursspekulanter i at l\u00e5ne danske kroner, og derved spekulere i denne<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p id=\"LjeBMgv\"><img loading=\"lazy\" width=\"320\" height=\"165\" class=\"alignnone size-full wp-image-807 \" src=\"http:\/\/rentabilitet.dk\/opgaver\/wp-content\/uploads\/2017\/01\/img_58893c26db779.png\" alt=\"\" srcset=\"https:\/\/rentabilitet.dk\/opgaver\/wp-content\/uploads\/2017\/01\/img_58893c26db779.png 320w, https:\/\/rentabilitet.dk\/opgaver\/wp-content\/uploads\/2017\/01\/img_58893c26db779-300x155.png 300w\" sizes=\"(max-width: 320px) 100vw, 320px\" \/><\/p>\n<p style=\"margin: 0in;\"><img loading=\"lazy\" src=\"file:\/\/\/C:\\Users\\Thomas\\AppData\\Local\\Temp\\msohtmlclip1\\01\\clip_image001.png\" width=\"320\" height=\"165\" \/><\/p>\n<p id=\"YCwSvcO\">\n\n","protected":false},"excerpt":{"rendered":"<p>Rentedannelse er l\u00e6ren om, hvordan en lang r\u00e6kke faktorer og akt\u00f8rer p\u00e5virker renteniveauet i samfundet Makro\u00f8konomi: her er udgangspunktet hvad nationalbanken og regeringen kan eller b\u00f8r g\u00f8re i en given situation(det er dette man arbejder med i I\u00d8) Mikro\u00f8konomi: her ser man tingene gennem de mange forskellige finansielle akt\u00f8rers synsvinkler I finansiering arbejdes der med<a class=\"moretag\" href=\"https:\/\/rentabilitet.dk\/opgaver\/finansiering-notater\/rentedannelse\/\"><span class=\"screen-reader-text\">L\u00e6s mere omRentedannelse<\/span>[&#8230;]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":50,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Rentedannelse - HHX opgaver og notater<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rentabilitet.dk\/opgaver\/finansiering-notater\/rentedannelse\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Rentedannelse - HHX opgaver og notater\" \/>\n<meta property=\"og:description\" content=\"Rentedannelse er l\u00e6ren om, hvordan en lang r\u00e6kke faktorer og akt\u00f8rer p\u00e5virker renteniveauet i samfundet Makro\u00f8konomi: her er udgangspunktet hvad nationalbanken og regeringen kan eller b\u00f8r g\u00f8re i en given situation(det er dette man arbejder med i I\u00d8) Mikro\u00f8konomi: her ser man tingene gennem de mange forskellige finansielle akt\u00f8rers synsvinkler I finansiering arbejdes der medL\u00e6s mere omRentedannelse[...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rentabilitet.dk\/opgaver\/finansiering-notater\/rentedannelse\/\" \/>\n<meta property=\"og:site_name\" content=\"HHX opgaver og notater\" \/>\n<meta property=\"og:image\" content=\"http:\/\/rentabilitet.dk\/opgaver\/wp-content\/uploads\/2017\/01\/img_58893c26db779.png\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Estimeret l\u00e6setid\" \/>\n\t<meta name=\"twitter:data1\" content=\"6 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rentabilitet.dk\/opgaver\/#website\",\"url\":\"https:\/\/rentabilitet.dk\/opgaver\/\",\"name\":\"HHX opgaver og notater\",\"description\":\"F\\u00e5 adgang til 12-tals opgaver samt notater fra forhenv\\u00e6rende hhx elever. 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