{"id":439,"date":"2017-01-15T12:28:32","date_gmt":"2017-01-15T12:28:32","guid":{"rendered":"http:\/\/rentabilitet.dk\/opgaver\/?page_id=439"},"modified":"2017-01-15T12:35:46","modified_gmt":"2017-01-15T12:35:46","slug":"kapitel-18-kreditaftaler","status":"publish","type":"page","link":"https:\/\/rentabilitet.dk\/opgaver\/erhvervsret-notater\/kapitel-18-kreditaftaler\/","title":{"rendered":"Kapitel 18 &#8211; Kreditaftaler"},"content":{"rendered":"<ol style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in; font-family: Calibri; font-size: 11.0pt; font-weight: normal; font-style: normal;\" type=\"1\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\" value=\"1\"><span style=\"font-family: Calibri; font-size: 11.0pt; font-weight: normal; font-style: normal;\">Hvad er en kreditaftale?<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Sikkerhed i kreditk\u00f8b<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Misligholdelse af kreditaftaler<\/span><\/li>\n<\/ol>\n<ol style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in; font-family: Calibri; font-size: 11.0pt; font-weight: normal; font-style: normal;\" type=\"1\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\" value=\"4\"><span style=\"font-family: Calibri; font-size: 11.0pt; font-weight: normal; font-style: normal;\">K\u00f8bers indsigelse i kreditaftaler<\/span><\/li>\n<\/ol>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Form\u00e5let med kreditaftaleloven er at beskytte forbrugeren og g\u00f8re prisen p\u00e5 l\u00e5n og kreditter gennemskuelig<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; margin-left: .375in; font-family: Calibri; font-size: 11.0pt;\">\n<ol style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in; font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\" type=\"1\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; font-weight: bold;\" value=\"1\"><span style=\"font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\">Hvad er en kreditaftale<\/span><\/li>\n<\/ol>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver og forbruger<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditk\u00f8b<\/span><\/li>\n<\/ul>\n<\/li>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">L\u00e5n<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kredit<\/span><\/li>\n<\/ul>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver, forhandler, forbruger<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Oprindeligt trepartsforhold, se fig. 18.2<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Efterf\u00f8lgende trepartsforhold, se fig. 18.3<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Fritst\u00e5ende l\u00e5n<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Kreditvurdering og oplysningspligt<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver skal unders\u00f8ge forbrugerens kreditv\u00e6rdighed<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Har forbrugeren \u00f8konomi til at betale l\u00e5net tilbage?<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver har oplysningspligt f\u00f8r kreditaftalen indg\u00e5s<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Det skal v\u00e6re let for forbrugeren at gennemskue vilk\u00e5rene for l\u00e5net\/kreditten<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Overholdes oplysningspligten ikke, kan kreditgiver ikke kr\u00e6ve alle kreditomkostninger betalt<\/span><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">1.4 Fortrydelsesret<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Forbruger kan fortryde kreditaftalen i 14 dage efter:<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Aftalen er indg\u00e5et eller<\/span><\/li>\n<\/ul>\n<\/li>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Forbrugeren har f\u00e5et alle oplysninger<\/span><\/li>\n<\/ul>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Fortrydelse betyder, at forbrugeren skal betale det l\u00e5nte bel\u00f8b tilbage inden 30 dage<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Forbrugere skal betale renter for perioden<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<ol style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in; font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\" type=\"1\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; font-weight: bold;\" value=\"2\"><span style=\"font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\">Sikkerhed i kreditk\u00f8b<\/span><\/li>\n<\/ol>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditk\u00f8b \u2013 henstand med betaling af en vare<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver \u00f8nsker sikkerhed for at pengene betales -senere<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver m\u00e5 ikke tage underpant men kan i stedet tage ejendomsforbehold<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Har kreditgiver alligevel taget underpant, er pantet ugyldigt<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">2.2 Ejendomsforbehold<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Ejendomsforbehold betyder, at kreditgiver kan tage varen tilbage, hvis k\u00f8ber ikke overholder betalingerne<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgiver med ejendomsforbehold er beskyttet:<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">K\u00f8ber m\u00e5 ikke s\u00e6lge varen<\/span><\/li>\n<\/ul>\n<\/li>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">K\u00f8ber m\u00e5 kun pants\u00e6tte varen med respekt af ejendomsforbeholdet<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">K\u00f8bers andre kreditorer kan kun f\u00e5 udl\u00e6g i varen med respekt af ejendomsforbeholdet<\/span><\/li>\n<\/ul>\n<\/ul>\n<p style=\"margin: 0in; margin-left: .75in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\"><span style=\"font-weight: bold;\">Formkrav til ejendomsforbehold:<\/span><\/p>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Aftalt senest ved varens overgivelse<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">K\u00f8bspris mindst 2.000 kr.<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Aftalen m\u00e5 ikke v\u00e6re en del af en kontoaftale<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Udbetaling p\u00e5 mindst 20 % i forbrugerk\u00f8b<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">Hvis alle betingelser ikke er opfyldt, er ejendomsforbeholdet ugyldigt.<\/p>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<ol style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in; font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\" type=\"1\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; font-weight: bold;\" value=\"3\"><span style=\"font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\">Misligholdelse af kreditaftale<\/span><\/li>\n<\/ol>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Misligholdelse betyder, at k\u00f8ber ikke overholder betingelserne om betaling<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Forbrugeren skal v\u00e6re i <\/span><span style=\"font-weight: bold; font-family: Calibri; font-size: 11.0pt;\">kvalificeret<\/span> <span style=\"font-weight: bold; font-family: Calibri; font-size: 11.0pt;\">misligholdelse<\/span><span style=\"font-family: Calibri; font-size: 11.0pt;\"> f\u00f8r kreditgiveren kan reagere<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kreditgivers misligholdelsesbef\u00f8jelser er:<\/span>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Kr\u00e6ve hele g\u00e6lden betalt med det samme<\/span><\/li>\n<\/ul>\n<\/li>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Tage varen tilbage<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"circle\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">F\u00e5 udl\u00e6g i varen<\/span><\/li>\n<\/ul>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Har kreditgiver f\u00e5et ejendomsforbehold i varen, skal varen som udgangspunkt tages tilbage til <\/span><span style=\"font-weight: bold; font-family: Calibri; font-size: 11.0pt;\">fuld og endelig afg\u00f8relse<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<ol style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in; font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\" type=\"1\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; font-weight: bold;\" value=\"4\"><span style=\"font-family: Calibri; font-size: 11.0pt; font-weight: bold; font-style: normal;\">K\u00f8bers indsigelser i kreditaftaler<\/span><\/li>\n<\/ol>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Er varen mangelfuld kan k\u00f8ber fx kr\u00e6ve afslag i prisen og fratr\u00e6kke bel\u00f8bet i restg\u00e6lden<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">Indsigelser om mangelfuld vare kan ogs\u00e5 g\u00f8res g\u00e6ldende overfor kreditgiver i oprindeligt trepartsforhold og efterf\u00f8lgende trepartsforhold<\/span><\/li>\n<\/ul>\n<ul style=\"margin-left: .375in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle;\"><span style=\"font-family: Calibri; font-size: 11.0pt;\">K\u00f8ber kan ikke g\u00f8re indsigelser om varens mangler g\u00e6ldende overfor kreditgiver i et fritst\u00e5ende l\u00e5n, se fig. 18.6<\/span><\/li>\n<\/ul>\n\n","protected":false},"excerpt":{"rendered":"<p>Hvad er en kreditaftale? Sikkerhed i kreditk\u00f8b Misligholdelse af kreditaftaler K\u00f8bers indsigelse i kreditaftaler Form\u00e5let med kreditaftaleloven er at beskytte forbrugeren og g\u00f8re prisen p\u00e5 l\u00e5n og kreditter gennemskuelig Hvad er en kreditaftale Kreditgiver og forbruger Kreditk\u00f8b L\u00e5n Kredit Kreditgiver, forhandler, forbruger Oprindeligt trepartsforhold, se fig. 18.2 Efterf\u00f8lgende trepartsforhold, se fig. 18.3 Fritst\u00e5ende l\u00e5n Kreditvurdering<a class=\"moretag\" href=\"https:\/\/rentabilitet.dk\/opgaver\/erhvervsret-notater\/kapitel-18-kreditaftaler\/\"><span class=\"screen-reader-text\">L\u00e6s mere omKapitel 18 &#8211; Kreditaftaler<\/span>[&#8230;]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":37,"menu_order":18,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Kapitel 18 - Kreditaftaler - HHX opgaver og notater<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rentabilitet.dk\/opgaver\/erhvervsret-notater\/kapitel-18-kreditaftaler\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kapitel 18 - Kreditaftaler - HHX opgaver og notater\" \/>\n<meta property=\"og:description\" content=\"Hvad er en kreditaftale? Sikkerhed i kreditk\u00f8b Misligholdelse af kreditaftaler K\u00f8bers indsigelse i kreditaftaler Form\u00e5let med kreditaftaleloven er at beskytte forbrugeren og g\u00f8re prisen p\u00e5 l\u00e5n og kreditter gennemskuelig Hvad er en kreditaftale Kreditgiver og forbruger Kreditk\u00f8b L\u00e5n Kredit Kreditgiver, forhandler, forbruger Oprindeligt trepartsforhold, se fig. 18.2 Efterf\u00f8lgende trepartsforhold, se fig. 18.3 Fritst\u00e5ende l\u00e5n KreditvurderingL\u00e6s mere omKapitel 18 &#8211; Kreditaftaler[...]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rentabilitet.dk\/opgaver\/erhvervsret-notater\/kapitel-18-kreditaftaler\/\" \/>\n<meta property=\"og:site_name\" content=\"HHX opgaver og notater\" \/>\n<meta property=\"article:modified_time\" content=\"2017-01-15T12:35:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary\" \/>\n<meta name=\"twitter:label1\" content=\"Estimeret l\u00e6setid\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/rentabilitet.dk\/opgaver\/#website\",\"url\":\"https:\/\/rentabilitet.dk\/opgaver\/\",\"name\":\"HHX opgaver og notater\",\"description\":\"F\\u00e5 adgang til 12-tals opgaver samt notater fra forhenv\\u00e6rende hhx elever. 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